PCS/1 is Oak Branch Advisors’ proprietary platform built specifically to model, monitor, and report on complex asset-based loans and private market transactions, the kind of deals that off-the-shelf software was never designed to handle.
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5.0
Trusted by teams managing complex credit strategies
PCS/1 — Private Credit Solutions / One. The “/1” reflects a singular approach to private credit: one integrated solution spanning data, calculations, administration, forecasting, and analytics.
PCS/1 is a web-based technology platform that supports the modeling, ongoing maintenance, and reporting of complex private market transactions, handling both debt (including complex asset-based loans) and equity. It gives clients portfolio-level visibility into transactions as well as their underlying collateral, alongside the transaction-level detail needed to manage them day to day.
PCS/1 is not sector specific, meaning it can handle collateral across all sectors of investing. Where most systems in the market were built for standardized, securitized, or bank-regulated loan products, PCS/1 was built from the ground up for private credit, a market that by design sits outside those standardized parameters.
Most loan markets are highly standardized. They’re built to flow into securitized products or to satisfy bank regulatory frameworks, which means the software supporting them can be standardized too.
Private markets, and asset-based lending in particular, doesn’t work that way. Every transaction is governed by its own credit agreement, dense documents of bespoke terms, custom covenant definitions, and collateral eligibility criteria that don’t repeat from deal to deal.
To build a system that actually works for this market, you need to understand both the credit side and the technology side at the same time. That combination is rare, and it’s the reason a true off-the-shelf solution for complex ABL has never really existed. PCS/1 exists to close that gap.
Four capabilities that set PCS/1 apart from generic loan administration software.
Processes tens of thousands of lines of collateral against eligibility criteria and concentration limits, at a scale manual processes and spreadsheets can't sustain.
Handles intricate cash sweep and interest capitalization methodologies, and lets our team build and apply complex loan covenant rules to a transaction efficiently, without forcing bespoke deals into rigid templates. Transactions don’t have to have a separate spreadsheet to track critical components that don’t fit in a system.
Lets users view multiple loans, instruments and assets across a single borrower, or aggregate collateral types across an entire portfolio of transactions for a complete, single picture of exposure, performance trends and cash flow events.
Creates multiple sets of forecasted cash flows and tests them against realized cash flow over time, while tracking both back-leverage and incentive structures across a transaction.
Our platform helps clients spend less time managing processes and more time managing investments.
PCS/1 is accessible from the web and is highly secure, operating on a best in class technology stack, giving it the reliability, security and scalability of modern enterprise infrastructure combined with the flexibility needed for bespoke private credit transactions.
Clients access their information through dynamic, dashboard-based reporting that is fully configurable with views covering individual loans, assets, collateral types, and full portfolios. A web-based client portal presents data sets and reporting in a comprehensive and intuitive user interface.
This is the layer that turns Oak Branch into an extension of a client’s own team: the technology handles the scale and complexity, while our specialists apply the expertise each transaction requires.
PCS/1 was built first to power how our own team manages client transactions. That won’t change. But the roadmap ahead is expanding what the platform can do and who can access it directly.
Included in the licensing model will be private equity and trial balance capabilities to further expand the operational footprint that PCS/1 already covers.
Choosing an operational partner is an important decision. Whether you’re moving away from spreadsheets, replacing a provider, or preparing for growth, we’re committed to providing the transparency and expertise you need to make an informed choice.
PCS/1 is Oak Branch Advisors’ proprietary technology platform for modeling, monitoring, and reporting on complex asset-based loans and other private market transactions, including portfolio-level views across pools of loans and their underlying collateral.
Most loan administration software is built for standardized, securitized, or bank-regulated products. PCS/1 was purpose-built for private credit and asset-based lending, where every deal is governed by its own bespoke credit agreement, covenant structure, and collateral eligibility criteria.
PCS/1 can process tens of thousands of lines of collateral against eligibility and concentration limits, aggregate exposure across an entire portfolio of transactions, and run multiple forecasted cash flow scenarios against realized performance.
Yes. Clients currently access their information through a unified, web-based portal, that includes customizable, dynamic dashboards covering individual loans and portfolios.
PCS/1 replaces fragmented manual reporting processes with a controlled, repeatable, and scalable analytics environment. It helps standardize data, automate calculations, preserve audit trails, and provide clearer visibility into portfolio performance and deal-level activity.
Yes. PCS/1 can ingest and analyze loan tapes, asset schedules, collateral files, cash activity reports, and related reporting data. This supports portfolio analytics, borrowing base calculations, eligibility testing, time-series tracking, and reconciliation.
PCS/1 is useful for firms managing structured finance transactions, private credit portfolios, asset-backed loans, warehouse facilities, litigation finance assets, receivables portfolios, specialty finance platforms, and other complex cash-flow investments.
