Last updated: September 10, 2026
Welcome to the website of Oak Branch Advisors LLC (“Oak Branch Advisors,” “we,” “us,” or “our”). These Terms and Conditions (the “Terms”) govern your access to and use of our website at oakbranchadvisors.com and any content, features, or services made available through it (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
Who May Use the Site
The Site is intended for institutional and professional audiences interested in learning about our loan administration, calculation agent, and related services. By using the Site, you represent that you are at least 18 years of age and are accessing the Site for legitimate business or professional purposes. The Site is operated from the United States and is directed to users located there; if you access it from other jurisdictions, you are responsible for compliance with applicable local laws.
Use of the Site
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for your own informational and business purposes, subject to these Terms. You agree not to:
- Use the Site in any way that violates any applicable law or regulation, or that could damage, disable, overburden, or impair the Site;
- Attempt to gain unauthorized access to any part of the Site, its servers, or any systems or networks connected to it;
- Use any robot, spider, scraper, or other automated means to access the Site or extract data without our prior written consent;
- Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site for any commercial purpose without our express permission; or
- Introduce any viruses, malware, or other material that is malicious or technologically harmful.
Intellectual Property
The Site and all of its contents — including text, graphics, logos, images, page layouts, and the compilation and arrangement of that content — are owned by Oak Branch Advisors or its licensors and are protected by United States and international intellectual property laws. The Oak Branch Advisors name and logo are marks of Oak Branch Advisors LLC. Nothing in these Terms grants you any right to use them without our prior written consent. All rights not expressly granted are reserved.
No Professional, Investment, or Legal Advice
The information provided on the Site is for general informational purposes only. It does not constitute, and should not be relied upon as, investment, legal, tax, accounting, financial, or other professional advice, and it does not take into account your particular circumstances or objectives. Nothing on the Site creates an advisory, fiduciary, or professional relationship between you and Oak Branch Advisors. You should obtain independent professional advice before making any decision based on information found on the Site.
No Offer or Solicitation
The content on the Site is not, and should not be construed as, an offer to sell or a solicitation of an offer to buy any security, product, or service, nor a recommendation of any investment strategy, in any jurisdiction where such an offer, solicitation, or recommendation would be unlawful. Any description of our services is general in nature; the terms of any actual engagement are governed exclusively by a separate written agreement between Oak Branch Advisors and its client.
Third-Party Links and Content
The Site may contain links to third-party websites or resources provided for your convenience. We do not control and are not responsible for the content, products, services, or practices of any third-party site, and the inclusion of a link does not imply our endorsement. Your use of any third-party website is at your own risk and subject to that site’s own terms and policies.
Disclaimer of Warranties
The Site is provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied. To the fullest extent permitted by law, Oak Branch Advisors disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free, that defects will be corrected, or that the Site or the servers that make it available are free of viruses or other harmful components. We make no warranty regarding the accuracy, completeness, timeliness, or reliability of any content on the Site.
Limitation of Liability
To the fullest extent permitted by applicable law, in no event will Oak Branch Advisors, its members, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenues, data, or goodwill, arising out of or in connection with your access to or use of, or inability to use, the Site — whether based on warranty, contract, tort, or any other legal theory, and whether or not we have been advised of the possibility of such damages. To the extent any liability cannot be excluded, our total aggregate liability arising out of or relating to the Site is limited to one hundred U.S. dollars (USD $100).
Indemnification
You agree to indemnify, defend, and hold harmless Oak Branch Advisors and its members, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Site or your violation of these Terms.
Privacy
Your use of the Site is also governed by our Privacy & Cookie Policy, which explains how we collect, use, and protect information in connection with the Site. By using the Site, you acknowledge that you have reviewed that policy.
Changes to These Terms
We may revise these Terms from time to time. When we do, we will update the “Last updated” date above. Changes are effective when posted, and your continued use of the Site after any change constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
Governing Law and Dispute Resolution
These Terms and any dispute arising out of or relating to them or the Site are governed by the laws of the State of New York, without regard to its conflict-of-laws principles. You agree that any legal action or proceeding arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in New York County, New York, and you consent to the personal jurisdiction of those courts.
Severability and Entire Agreement
If any provision of these Terms is held to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect. These Terms, together with our Privacy & Cookie Policy, constitute the entire agreement between you and Oak Branch Advisors regarding your use of the Site and supersede any prior understandings on that subject.
Contact Us
If you have any questions about these Terms, please contact us:
Oak Branch Advisors LLC 260 Madison Avenue, New York, New York 10016 Phone: 203-542-7200 Email: consultations@oakbranchadvisors.com