Growth Shouldn't Mean Rebuilding Your Operations Every Time
Asset managers trading private credit, whether as lenders or borrowers, reach a point where internal resources can no longer keep pace with transaction volume. Adding a new strategy, like adding litigation finance to an existing equipment leasing book, often means the operational team has to be rebuilt from scratch to handle collateral and reporting requirements that are completely different from what they know.
Many managers we speak with have already outgrown spreadsheets and disconnected systems, but assume the only path forward is hiring more internal staff for every new transaction type. That approach is slow, expensive, and hard to reverse once headcount is in place.
Common challenges we hear from asset managers:
- Rapid growth in transaction volume outpacing internal capacity
- Wanting to expand into a new private credit strategy without hiring a new team for it
- Increasing investor and stakeholder reporting demands
- Manual, spreadsheet-driven collateral and covenant tracking
- Difficulty getting a single, aggregated view across multiple strategies
A Complete Operational Team and Platform
We act as an extension of your team, managing the full middle office function so your internal resources can stay focused on sourcing and structuring deals rather than administering them.
Middle Office & Loan Administration
Ongoing management of transactions post-close, including monitoring how each deal is performing against its terms.
Concentration & Eligibility Testing, Waterfall Calculations
Continuous testing against the specific eligibility and concentration criteria defined in each credit agreement. Precision waterfall calculations.
Covenant Compliance
Proactive tracking of borrower and transaction covenants, with issues flagged before they become material.
Calculation Agent Services
Independent calculations, reconciliations, and transaction support for sophisticated financing structures.
Transaction Surveillance & Monitoring
Ongoing tracking of collateral performance trends across the life of each transaction.
Data Aggregation & Reporting
A single, consistent view of loan-level and portfolio-level performance, built for internal use, management and investor reporting.
Add Strategies Without Adding Headcount
As our team of private credit experts and our PCS/1 platform already support numerous lending strategies, managers can expand into new strategies without undertaking an operational buildout to accommodate that growth.
This optionality is a core part of how we work. When a manager increases volume within a strategy, or decides to move into a new one entirely, we scale with them, rather than requiring them to keep hiring internally to match growth.
Years supporting private credit operations
Loans and Transactions Supported
Assets supported
From Growing Managers to Multi-Billion-Dollar Platforms
We work with asset managers across the full range of private credit participants, including:
- Large and small private credit asset managers
- Managers acting as lenders or borrowers in private credit transactions
- Managers trading across multiple credit strategies at once
- Managers expanding into new asset classes for the first time
Many of our largest client relationships started with a small number of transactions to establish trust, then grew as the manager expanded the volume and range of strategies they brought to us.
Powered by PCS/1
Every engagement is backed by PCS/1, our proprietary technology platform, built specifically for the complexity of private credit, not adapted from generic loan software. PCS/1 processes hundreds of thousands of lines of collateral, applies bespoke covenant rules deal by deal, and gives managers a single aggregated view across their entire portfolio.
A Straightforward Path From First Deal to Full Partnership
We often start with a smaller number of transactions or with a single strategy portfolio to establish trust and demonstrate how we work, then expand from there as managers see the value of the operational support and technology firsthand.
Frequently Asked Questions
Choosing an operational partner is an important decision. Whether you’re moving away from spreadsheets, replacing a provider, or preparing for growth, we’re committed to providing the transparency and expertise you need to make an informed choice.
What does Oak Branch Advisors do for asset managers?
We provide outsourced middle office operations, loan administration, covenant compliance, and collateral monitoring for asset managers trading private credit, powered by our proprietary PCS/1 platform.
Do you work with both large and small asset managers?
Yes. We support everyone from managers running a single private credit strategy to multi-billion-dollar platforms managing several strategies simultaneously.
Can asset managers expand into a new credit strategy without building a new internal team?
Yes. Because our team and PCS/1 already support a range of strategies, including asset-based lending, direct lending, and structured finance, managers can add new strategies without rebuilding their operational capabilities from scratch.
Do you support managers acting as lenders and as borrowers?
Yes. We support private credit participants on both sides of a transaction, whether they are lending against collateral or managing their own reporting obligations as a borrower.
How does Oak Branch Advisors help with covenant compliance?
We continuously monitor borrower and transaction-level covenants using PCS/1, flagging issues as they arise rather than simply reviewing compliance deterministically at scheduled reporting intervals.
How is Oak Branch Advisors different from a traditional fund administrator?
Unlike fund administrators, which are largely built around accounting work, we specialize in the operational complexity specific to private credit and asset-based lending, backed by technology purpose-built for that complexity.
How quickly can we get started?
Most engagements begin with a smaller number of transactions to establish trust and demonstrate our approach, then expand to larger private credit portfolios. While timelines can vary with complexity, individual transactions can often be onboarded within days.